Mortgage Advisers For Central Hawke's Bay

Central Home Loans is your local financial advice provider, facilitating First Home Loans, Refinancing, Personal, Business Loans & More...

What We Do

If you need finance for your first home, 5th investment property, or other business venture, our team can help you secure the best terms for you.

Home Loans

Whether you're buying your first home, moving into your next one, or purchasing before you've sold, we'll guide you through the process and help you find the right lending solution. From understanding your options to comparing lenders, we're here to make your move as smooth as possible.

Investment Loans

Growing your property portfolio takes the right strategy and the right finance. Whether you're purchasing your first investment property or expanding an existing portfolio, we'll help you secure lending solutions designed to support your long-term goals.

Refinancing

Your current mortgage may no longer be the best fit for your circumstances. Refinancing can help you secure a better rate, unlock equity, consolidate debt, or structure your lending to better support your future plans.


Commercial & Business

Business owners often face unique lending challenges. Whether you're self-employed, purchasing commercial premises, expanding your operations, or financing business growth, we'll help navigate the options and find a solution tailored to your situation.

Construction & Renovation

Building a new home or undertaking major renovations requires specialised finance. We'll guide you through the lending process, helping you manage progress payments and structure your loan to keep your project moving with confidence.


Personal Loans

Whether you're planning a holiday, purchasing a vehicle, funding home improvements, or covering unexpected expenses, we'll help you find a personal lending solution that suits your needs and budget.


About Us

At Central Home Loans, we believe that securing the right finance should feel straightforward, personal, and stress-free. Led by Lauren Tennent and supported by a dedicated team based in Waipukurau, Central Hawke's Bay, we're passionate about helping individuals, families, and business owners achieve their goals. Whether you're buying your first home, refinancing, investing, or navigating more complex lending situations, we take the time to understand your circumstances and provide clear advice every step of the way. As locals ourselves, we're proud to support our community with genuine service, trusted guidance, and lending solutions tailored to your needs.

What Our Clients Say

Lauren was a great help to us for our mortgage & finance, she was there every step of the way. Very knowledgeable & truly passionate about her field of work. Thanks so much.

Ruby Ritchie - ★★★★★

Your expertise and extensive network of lenders were instrumental in securing fast approvals for my first home. Beyond your professional skills, your knowledge and guidance on the legal aspects of handling mortgage deals were invaluable and provided much-needed support throughout the process.

Ravin Abeysekera - ★★★★★

Lauren was amazing helping my partner and I on the road to buying our first home. I had many doubts on whether we could do it and she always came through with supportive kōrero and gave me peace of mind through it all.

Eliza Mclean - ★★★★★

Get In Touch

We're here to help. Reach out for a free, friendly chat or pop in and see us!

  • 027 677 9771
  • lauren@centralhomeloans.co.nz
  • 6 Kitchener Street, Waipukurau